Am I crazy to think I can be debt free before 30? Most people think debt is a necessary part of life. NEWSFLASH: Debt is not mandatory!
So to answer the question, yes I am crazy compared to most Americans. I want to be in the 25% of the population with no debt.
I hope you will follow my journey while starting a journey of your own. Did you know 78% of Americans live pay check to pay check? It’s becoming more and more important to focus on our personal finances. I will be blogging my entire journey to financial freedom step by step. This blog will feature tips and tricks to help you through your journey as well.
Personal finance is just that… PERSONAL! Nobody’s journey will be the same. Don’t let that discourage you. It takes some people 5 years to get out of debt while others take 15 years. The only thing that matters is getting and staying out of debt!
My personal journey will be focused on debt from a credit card and those dreaded student loans. My debt total is $32,89128. *I needed a sip of wine after typing that* It’s not pretty but it’s the truth. The first step in getting out of debt is acknowledging how much is there and feeling like you want to throw up after seeing the number.
I hope you will embark on this journey with me! Comment below and let me know if you are crazy like me? 🙂